Does anyone have any information about the products offered by Primerica? Do they work?
March 24, 2009 - I'm looking for some back ground on the products offered by Primerica and whether or not they have actually worked for people. What I'm not looking for is a Primerica rep to come on here an tell me how good it is to work for the company. I want to know about the products not a job. How do the products compare to what else is out there?
They do a lot of good for a lot of people. Having said that, their term life insurance is fairly expensive relative to the other term policies out there. However, it's not as if it's crazy expensive. I also think they got into the debt consolidation business...it is beyond me why they'd want to do this (market your wealth management services towards the wealthy). They help the "average" Joe establish a $4,000 IRA and buy $250,000 term life for $25 a month. Good for them, but it is VERY difficult to make a living selling wealth management services to "average" Joe when he ain't got no money. Besides that, i think the way they hire folks in a multi-level marketing way is a bit cheesey.
It's my opinion that thier fee structures make for bad investments. Go with Vanguard. Lower fee structures overall means more of your money working for you. Primerica still sells a lot of front-end loaded funds.. How 1980s is that? You are right... Primerica is like the Amway/MaryKay/Tupperware of the investing world.
- Yes. Look for the Andorrian goatherd.
Knowledge Base: MLM Lists
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